The Insurance Industry

What is the first thing that comes to mind when you think of an insurance company? Probably something along the lines of their main goal is to rip off their customers; that they never want to pay for losses that are rightfully owed to their customers. That sentiment is common …

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Insurance Rates and Driving Habits

Did you ever wonder why it is that teenagers have to pay so much more, about two three times more than adults for auto insurance? Research on age- related driving habits and accident records has concluded that somewhere around the age of 65, drivers face an increased risk of being …

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Six Ways to Lower Insurance Costs

Insurance is for many of us a necessary expense. Most states mandate minimum amounts of coverage, and many creditors require you to buy insurance to offset any loss should something happen to your assets. As we all know one of the biggest expenses behind your car payment and home loans …

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Insurance: I Think I Have It, but Do I Really?

Nine years ago I started taking the prescription Prevacid-30mg after my esophagus was damaged by persistent heartburn. Through the years as other types of this medicine came on the market; my doctor would ask if I wanted to try something different. I never had much of a problem with Prevacid …

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Health Insurance Today…How to Understand the Process

Have you ever wondered why health insurance companies deny so many requests for radiological studies? You know, MRI (magnetic resonance imaging), CT (computed tomography) and PET (positron emission tomography) scans…just to name a few. You pay your insurance premiums faithfully every month. What right does the insurance company have to …

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